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老实说，DCA与择时入市的争论感觉已经尘埃落定，但我仍然看到新投资者将DCA视为某种神圣不可侵犯的信条，认为它能保证成功，尤其是在波动性资产中。例如，当你关注$CAD在95.879，或者$EURCAD在1.6042附近波动时，有明确的结构性水平和经济指标表明相对价值或过度扩张的时机。盲目地在下跌趋势中进行平均成本法投资只会延长你的痛苦，并长期锁定较低的回报，而经过充分研究、耐心等待的入场可以带来更好的结果。我不是说这很容易，但纯粹的DCA感觉就像放弃了任何形式的分析。说服我改变想法。
It's not that DCA is a sacred cow, but rather a behavioral guardrail for many. The average investor usually lacks the discipline or time to consistently time structural levels effectively, especially in the context of their personal financial goals.
I agree that the 'sacred cow' mentality around DCA can be problematic, especially when it blinds investors to clear macro signals or technical levels. While DCA is fantastic for emotional discipline, it shouldn't replace fundamental analysis or a strategic understanding of market structure.
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