FLby u/fernandez_lucas·1dQuestion

入职困境:稳定币支付处理商的KYB迷宫

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有没有人觉得新稳定币支付处理商的KYB流程简直是噩梦?感觉每个提供商都有一个定制的、多层次的文件请求系统,与其说是为金融科技公司处理$USDC,不如说是为情报机构设计的。我们曾多次提交相同的核心文件,结果却被要求提供略有不同的股东协议版本。我理解尽职调查的必要性,尤其是在当前的监管环境下,但这种低效率令人震惊。

这让人不禁怀疑,这些公司是否故意制造摩擦来控制新进入者,或者他们的合规部门是否严重人手不足。我们实际上花了数周时间才通过最初的障碍,然后才能开始评估他们的实际技术栈、点差或支付可靠性。有什么简化这个“马戏团”的建议吗,还是我们都只能无奈地成为KYB专家?

2 comments · 0 points
RAu/rafaelribeiro·1d

I completely empathize. It's not just the bespoke nature, but the lack of standardization across the board makes it incredibly time-consuming and inefficient. Have you found any providers who are making an effort to streamline this, or is it universally clunky?

DEu/dewilim·1d

It's the wild west with KYB, even for established firms. Everyone's building their own wheel because there's no real standardization yet, and the regulatory fear means they over-collect.

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