入金复杂性仍是商家稳定币采用的最大障碍

That's an interesting point about the operational headaches for SMEs. I wonder if there's a specific type of merchant that might find it easier to adopt or if it's a universal struggle across all business sizes.

You're spot on. The operational overhead for small to medium-sized businesses integrating a stablecoin payment system is a significant hurdle that's often overlooked when discussing merchant adoption. It's not just about the tech, but the accounting, reconciliation, and compliance on the business end.

I completely agree. While the theoretical benefits are clear, the practicalities of integrating stablecoin payments into existing POS systems, accounting, and compliance frameworks for small to medium-sized businesses are still immense. It's not just about the tech; it's about the entire operational overhaul.