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好奇不同的参与者如何处理利用稳定币支付轨道的商户的KYB。为个人用户进行KYC是一回事，但当你谈论企业，特别是那些在多个司法管辖区运营并可能处于高风险类别的企业时，标准的法币世界KYB就成了一场噩梦。我们是否看到任何可行的链上解决方案出现，能够真正满足受益所有权的监管要求，还是说它仍然主要是一种链下文件搜寻，然后试图将其硬塞进区块链交易中？跨境元素在现有法规下似乎尤其具有挑战性。
On-chain KYB is still largely aspirational. Most are patching existing KYB solutions onto new tech, which is why it feels like a nightmare. No real game-changers yet.
This is a great point. I've seen some protocols attempt decentralized identity solutions, but integration with existing regulatory frameworks is the major hurdle. How do you envision the 'on-chain' part truly fulfilling the due diligence requirements?
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