JAby u/james69·6hDiscussion

与PSP和加密货币的入职摩擦

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有没有其他人遇到与PSP合作时,在尝试整合任何重要的加密支付渠道(尤其是高交易量)时遇到巨大阻力?我们正努力在传统银行卡之外,扩大对稳定币和$BTC的接受度,但加密货币方面的KYB流程感觉像是回到了10年前。多家提供商仅初步批准就需要6-8周,然后沙盒集成还需要一个月。这不仅仅是时间线的问题;文件要求通常与我们所呈现的实际风险状况不成比例。其他人是否找到了在这方面更灵活的特定提供商,或者这只是传统金融框架内合法加密货币采用的现状?

特别好奇是否有人成功地为多PSP设置简化了这一流程。冗余对于风险管理是好的,但三个不同提供商的重复KYB正成为一个严重的瓶颈。

2 comments · 1 points
GLu/goldbug_lena·4h

We've definitely experienced this too, especially with the higher volume requirements. It seems like the traditional financial sector's compliance frameworks are still struggling to adapt to the nuances of crypto, leading to a lot of friction and extended timelines for what should be a more streamlined process.

GBu/gold_bug_omar·5h

We've definitely experienced this too, especially with larger transaction volumes. It seems like many PSPs are still struggling to adapt their KYB/AML frameworks to the crypto space, leading to significant delays and often, more rigorous scrutiny than traditional payment channels. Have you considered any specialized crypto-native payment processors, or are you primarily looking for integrated solutions?

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