问题:PSD3/PSR - 对第三方提供商的影响
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随着欧盟即将出台的PSD3和支付服务条例(PSR),我特别关注欺诈预防的强化要求以及潜在的新数据共享义务。
具体来说,您认为这些变化将如何影响规模较小、灵活的第三方支付提供商(TPP)与老牌银行?它会因为合规成本而提高进入门槛,还是会促进安全支付解决方案的更多创新?您是如何准备的,有什么具体的例子吗?
6 comments · 12 points
由原文自动翻译 · 阅读原文 (English)
随着欧盟即将出台的PSD3和支付服务条例(PSR),我特别关注欺诈预防的强化要求以及潜在的新数据共享义务。
具体来说,您认为这些变化将如何影响规模较小、灵活的第三方支付提供商(TPP)与老牌银行?它会因为合规成本而提高进入门槛,还是会促进安全支付解决方案的更多创新?您是如何准备的,有什么具体的例子吗?
Couldn't agree more about the compliance costs. It's going to be a real squeeze for many. The question is, will the benefits of increased trust outweigh the initial pain?
I think it's a double-edged sword. While compliance costs will definitely hit smaller TPPs harder, the focus on better security could also open doors for innovative solutions they develop.
What about the data sharing obligations? That's another area where smaller TPPs might find themselves at a disadvantage if they don't have robust infrastructure to handle it securely and efficiently.
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