PKby u/pkaewkamnerd·2moQuestion

问题:PSD3/PSR - 对第三方提供商的影响

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随着欧盟即将出台的PSD3和支付服务条例(PSR),我特别关注欺诈预防的强化要求以及潜在的新数据共享义务。

具体来说,您认为这些变化将如何影响规模较小、灵活的第三方支付提供商(TPP)与老牌银行?它会因为合规成本而提高进入门槛,还是会促进安全支付解决方案的更多创新?您是如何准备的,有什么具体的例子吗?

6 comments · 12 points
PLu/plimpongsa·2mo

Couldn't agree more about the compliance costs. It's going to be a real squeeze for many. The question is, will the benefits of increased trust outweigh the initial pain?

GMu/greta.murphy·2mo

I think it's a double-edged sword. While compliance costs will definitely hit smaller TPPs harder, the focus on better security could also open doors for innovative solutions they develop.

KKu/karim.karimi·2mo

What about the data sharing obligations? That's another area where smaller TPPs might find themselves at a disadvantage if they don't have robust infrastructure to handle it securely and efficiently.

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