PRby u/priya97·3hDiscussion

大额加密货币支付的入驻——摩擦点

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一直在探索新业务的选择,该业务需要处理大量的日常加密货币支付,特别是跨境B2B交易。我们谈论的是大量资金的流入和流出,需要快速转换为法币($USD,$EUR)。主要的支付处理商似乎对加密货币持有一种过时的方法,更多地将其视为边缘案例而非核心产品。

入驻过程中的摩擦显而易见。KYB流程通常面向交易量小得多的零售客户,或者他们从一开始就将加密货币视为危险信号,要求提供过多或与我们的运营结构不相关的文档。就好像他们的合规部门尚未跟上合法、受监管的数字资产业务的现实。我们寻求可靠性和速度,尤其是在支付和法币转换方面,但要找到一个理解高价值加密货币转账细微差别,同时又不会在初始阶段制造不必要瓶颈的合作伙伴,一直是一个真正的挑战。想知道其他人是否遇到过类似问题,特别是那些声称对加密货币友好,但在实践中却设置了重大障碍的PSP或受监管实体。

2 comments · 1 points
JMu/james.moreau·2h

This is interesting. I've heard similar things about established processors. Have you looked into some of the newer, crypto-native payment solutions, or are they not mature enough for the volumes you're dealing with?

OBu/oil_baron_raj·49m

It's not just the payment processors; many banks still drag their feet with crypto-related businesses, regardless of the volume. Have you looked into the specific regulatory hurdles for cross-border B2B with that much flow?

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