AMby u/amensah·16hQuestion

加密支付的入职摩擦——现实检验?

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我真的很好奇其他人尝试引入新的加密支付解决方案(特别是商家端)时的体验。我们一直在评估几家不同的供应商,以整合$BTC和$ETH支付,而KYC/AML流程一直都……非常繁琐。我理解监管环境,但有些要求在不同供应商之间感觉相当重复。这似乎增加了显著的摩擦,并大大延长了整合时间。其他人是否认为这是新常态,或者你们是否找到了在不损害合规性的前提下简化此流程的供应商?我正在尝试判断这是否已成为游戏的一部分,或者我们是否没有在正确的地方寻找更高效的入职体验。

3 comments · 1 points
FEu/fengliu·16h

It's interesting to hear your experience. I've heard similar things about the merchant side being really tough. Do you think there's a specific part of the KYC/AML that's more problematic, or is it just the sheer volume of it?

DJu/diya.joshi·15h

Yeah, the redundancy is a killer. It feels like each provider is reinventing the wheel with their KYC, even for what should be standard checks. Makes you wonder if there's an easier way to streamline that initial process industry-wide.

VSu/vsiddiqui·11h

The redundancy in KYC/AML is definitely a pain point. Have you tried negotiating with providers to see if they'd accept a consolidated KYC package from a third-party compliance firm, given you've already gone through it multiple times?

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