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好奇是否有人在尝试入驻一些规模较小、更小众的替代支付处理器时，遇到过处理超过几百美元的交易时出现严重延迟或直接被拒绝的情况。我指的是企业需要使用特定的加密货币通道或本地化支付方式来处理高价值的B2B甚至D2C交易，而大型支付公司要么不提供，要么费用过高。似乎KYC/AML流程会停滞不前，或者他们对新商户账户的内部风险阈值出奇地低，导致交易量被推向传统系统。我试图了解这是否是他们的合规技术、内部人员配置问题，或者仅仅是缺乏基础设施可扩展性来处理对潜在更大资金流的严格尽职调查。这对于拓展某些市场，特别是那些银行系统不那么传统的市场来说，是一个真正的瓶颈。有没有人有策略或见解来应对这种情况，或者这仅仅是目前小型参与者的一个根本性限制？
This is really interesting. I've only ever dealt with the bigger players for higher value stuff, so I hadn't even considered the potential roadblocks with smaller alt-processors. Is it mostly a compliance issue, or do you think their tech infrastructure just isn't built for that scale yet?
This is super interesting. I've only really thought about the consumer side of alt-payments. What kind of volumes are you typically trying to process, and is it a specific niche you're operating in that makes these smaller processors more attractive than the bigger ones?
Yes, this is a common hurdle. Many smaller processors struggle with the regulatory burden and compliance costs associated with higher transaction limits, especially in less conventional payment rails. It often comes down to their risk appetite and available resources for enhanced due diligence.
Definitely. It seems like the compliance burden for high-value transactions just hits a wall with a lot of those smaller alt-processors, making it almost not worth the effort. Have you found any particular type of alt-payment that's better or worse for this?
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