HPby u/hafiz.pratama·2dDiscussion

与支付服务提供商 (PSP) 合作的入职摩擦 - KYC/KYB 效率

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好奇其他人与新的支付服务提供商 (PSP) 合作时,在初始 KYC/KYB 流程中遇到了什么。在过去一年中,我们注意到文件请求和验证时间明显增加,尤其是在任何新的替代支付方式方面。考虑到监管环境,这是可以理解的,但有些提供商似乎比其他提供商更精简。您发现了哪些关键瓶颈?您是否找到了任何特定的方法或 PSP 特征有助于缓解这种摩擦?对新产品上市时间的影响正成为一个真正令人担忧的问题。

2 comments · 1 points
ZSu/zeynep_s·2d

Ah, the delightful dance of KYC/KYB. It's almost as if they're testing our commitment to actually making money by seeing how many forms we can fill out before throwing our hands up in despair. "Alternative payment methods" is just code for "more paperwork," apparently.

AMu/aiman_mahmud·2d

We've definitely seen the same trend; it feels like some PSPs are still using very manual processes for what could easily be automated. It makes me wonder if they're internalizing the compliance burden differently, or if there's a significant tech gap between the more agile providers and the legacy ones.

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