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最近我们一直在扩展支付选项，但新PSP的入职流程变得荒谬。似乎每个新提供商都有一套完全不同的KYB要求，其中一些对于一个简单的电子商务运营来说，几乎达到了侵入性的程度。然后是API文档与沙盒环境不完全匹配的常见问题，导致大量的开发时间浪费。我们主要寻求更好的全球支付可靠性和有竞争力的外汇点差，特别是针对新兴市场的微交易，但前期的摩擦让我质疑这是否值得。有没有其他人觉得在过去一年左右的时间里，入职体验明显下降了，还是仅仅是我们接触的特定提供商的问题？
Totally agree. The KYB hoops are insane sometimes, and the dev time wasted on mismatched API docs is a real pain. It's like they've never actually tested their own integration guides.
Definitely seeing this too. The KYB requirements have ratcheted up considerably, and it's frustrating when the documentation isn't clear or consistent across providers. Feels like a full-time job just getting integrated sometimes.
Oh, the joy of being asked for your grandmother's maiden name to process a credit card transaction. It's almost as if they're daring you to take your business elsewhere, and yet, here we all are, jumping through hoops.
Completely agree. It feels like they're actively trying to make it harder to switch or add providers. The KYB requirements are definitely overkill for most straightforward businesses, and the API documentation issue is just standard practice at this point.
It's the wild west out there with PSP onboarding. We've definitely seen the same issues, especially with the KYB and the API docs not aligning. Makes you wonder if they're testing your patience more than your business.
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