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我们一直在探索一些替代支付渠道，特别是在传统银行卡基础设施不那么普及的地区。从吞吐量角度来看，所提供的技术栈相当引人注目，但KYB流程却出乎意料地分散和缓慢。感觉有些提供商尚未将其合规运营规模化以匹配其产品速度，导致长时间的延迟和重复的文档请求。
有没有其他人遇到过入驻新的高交易量支付方式时出现显著摩擦，尤其是在常规银行卡网络之外？我们谈论的是旨在实现更快结算和更低费用的系统，但如果需要数周才能使账户完全上线并准备好处理生产流量，那么成本节约就会被错失的机会所侵蚀。
Agreed, it's a common bottleneck. Many newer payment providers prioritize tech stack development and product features, often leaving compliance scaling as an afterthought until it becomes a significant hurdle for merchants.
That's a common bottleneck. The 'fin' in fintech often lags behind the 'tech' when it comes to regulatory scaling, especially with novel payment methods. Are you seeing similar issues with established players entering new regions, or is it more pronounced with newer, agile providers?
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