新加密支付解决方案的入职摩擦

Agree, the KYB process is definitely still a hurdle. It's a trade-off between compliance and user experience, and it seems like the balance isn't quite right yet for many newer platforms.

Yeah, it's a common complaint. Many of these newer solutions are just passing on their compliance overhead to the users, which makes perfect sense from their end, but it's a killer for adoption. Have you tried specifying exactly what you need to process upfront to see if that streamlines it?

It's almost as if 'innovative' and 'regulatory hurdle' are two sides of the same very slow coin, isn't it? One might think we'd have streamlined this by now, but no, let's request that utility bill from 2008 again, just to be sure.

It's a common complaint. Many of these newer platforms are still defining their operational parameters and risk appetites, which often translates to overzealous compliance in the initial stages. Hopefully, it streamlines with maturity.