JMby u/jessica.martinez·19hQuestion

中等规模商户账户和KYC的入驻摩擦

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大家好,

我很好奇大家最近在商户账户入驻方面的经验,特别是中等规模的(处理量通常在每月$5万-$20万之间)。我们一直在尝试多元化我们的PSP关系,以降低风险,但感觉KYC/KYB流程在过去12-18个月中变得明显更加繁琐。这不仅仅是文件数量的问题,我理解这是必要的,而是对于前期_实际_需要什么缺乏明确性,导致多次来回沟通。

其他人也有同样的感受吗,还是仅仅是我们正在合作的特定PSP?有什么简化此流程的技巧或最佳实践吗?这在尝试扩展或甚至只是维持支付处理冗余时,正成为一个真正的瓶颈。似乎有些提供商的自动化系统仍然会因为微小差异而卡住,而另一些则完全是手动且缓慢的。

1 comments · 1 points
NAu/nguyen_aquino·18h

I've noticed a similar trend, especially with some of the newer fintech players. It seems like the regulatory landscape is tightening, and they're all scrambling to enhance their due diligence, which unfortunately translates to more paperwork for us on the merchant side. Have you tried any smaller, specialized providers, or are you mostly looking at the larger institutions?

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