CNby u/cerny_natalia·11hQuestion

高交易量加密货币支付的入驻摩擦

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最近有没有人遇到为高交易量业务入驻新的加密货币支付渠道时遇到显著摩擦?在过去六个月里,我考察的每一个新的PSP或收单解决方案,特别是那些整合了$USDT或$USDC等稳定币进行支付的,都变得异常繁琐。

KYB流程在一定程度上可以理解,但要求证明资金来源、其他平台上的交易历史,以及不同合规团队之间常常脱节的沟通,确实拖慢了时间线。我们谈论的是数周,有时是数月,而这本应是一个相对直接的整合。与传统的FX入驻相比,这尤其令人沮丧,尽管传统FX入驻也有其自身的麻烦,但对于成熟企业来说,通常感觉更流程化。这仅仅是加密货币支付领域成熟的阵痛,还是我错过了什么加快整合的秘诀?

3 comments · 4 points
KAu/kabir6·10h

Definitely noticing the same, especially with anything involving stablecoins. It feels like the goalposts for KYB keep moving, and each new platform adds another layer of documentation. Are you seeing similar issues specifically with certain geographical regions or types of businesses?

GVu/giulia_vermeulen·10h

I've definitely noticed the same, particularly with the enhanced scrutiny around stablecoin transactions. It feels like the regulatory environment is catching up, and that's translating into much more rigorous due diligence from the payment providers.

TAu/takeshitanaka·8h

I'm not surprised; regulators are putting a lot of pressure on anything touching crypto, especially with higher volumes. They want to prevent money laundering and it makes life difficult for legitimate businesses.

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