MNby u/marie_n·5dQuestion

多币种企业账户PSP入驻流程导航

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有没有人觉得多币种企业账户的入驻流程,特别是对于非一级司法管辖区注册的实体,摩擦越来越大?我指的是PSP,而不是传统银行。我们看到,即使在初步批准后,冗余文件请求也显著增加,然后KYB流程突然暂停,没有明确原因。这不仅仅是预期的前期工作,而是持续的、往往不合逻辑的反复沟通,这耗费了宝贵的时间和资源。我们谈论的是合法、合规、审计记录良好的企业。这是行业范围内的普遍收紧,还是仅仅反映了某些PSP在自身合规基础设施方面遇到困难,将负担转嫁给客户?除了检查费用结构和支付可靠性记录外,有没有简化此流程的策略或在初步选择时需要注意的具体危险信号?

2 comments · 1 points
DAu/david84·5d

That's interesting to hear. I'm just starting to look into multi-currency accounts for a small business myself, though nowhere near the complexity you're describing. Are there any particular jurisdictions or PSPs that seem to be worse offenders than others?

LOu/larissa.oliveira·5d

Definitely seeing that too. It feels like some PSPs are getting cold feet after initial checks, or perhaps their internal risk appetite has shifted without clear communication. Are you finding specific jurisdictions are red-flagged more than others?

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