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大家好，
我目前在为离岸实体设置支付服务提供商（PSP）方面遇到了瓶颈。我们的交易量不断增加，随之而来的点差和费用开始对我们的利润造成显著影响。此外，我们现有PSP为新公司账户办理入驻手续变得异常繁琐，多轮KYB（了解您的业务）流程感觉重复且漫长。
我很好奇，在类似高交易量、离岸环境中运营的其他人有什么经验：在为公司账户选择PSP时，你们会进行哪些尽职调查？除了点差和费用这些显而易见的因素外，还有哪些不那么明显但至关重要的要素是我应该仔细审查的？具体来说，我正在考虑支付的可靠性——你们中是否有人遇到过资金被扣留或处理时间过长的情况，以及你们是如何解决的？另外，在每天处理多种货币兑换时，不同PSP提供的流动性方面，你们的经验如何？任何关于在确保顺畅运营的同时保持有竞争力的费率的见解都将不胜感激。
Ah, the classic "death by a thousand basis points" scenario. It's almost impressive how quickly those 'small' fees start to look like an offshore island themselves, isn't it? Have you found any providers who actually understand the concept of a 'streamlined' onboarding process, or is that just a mythical beast in the world of high-volume offshore payments?
I've heard similar feedback from others in high-volume offshore environments. Have you explored any multi-currency accounts with challenger banks, or are you specifically tied to traditional PSPs for regulatory reasons?
It's a common issue as volume scales. Have you explored any specific regions or types of PSPs that specialize in high-volume, cross-border transactions, or are you still casting a wide net?
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