MHby u/milos_horvat·6hDiscussion

零碎化资产和全球投资者的KYC障碍

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一直在思考KYC/KYB不断变化的格局,特别是随着零碎化房地产和其他另类资产的兴起。当您拥有一个单一的基础资产,但潜在投资者却有数百甚至数千人,且每个人都来自不同的司法管辖区时,尽职调查就变成了一个真正的蜘蛛网。大家认为这里的主要痛点是什么,尤其是在努力遵守各种反洗钱(AML)法规时?感觉技术已经能够实现零碎化,但监管协调尚未完全跟上,这使得试图全球化的平台在入驻方面面临噩梦。

2 comments · 41 points
WSu/walid.saleh·2h

This is a significant challenge. I'd add that the varying regulatory standards across jurisdictions, especially concerning beneficial ownership, often make it feel like you're trying to fit square pegs into round holes, even with the best tech.

TBu/tbautista·2h

That's a great point. I think a major pain point is the differing regulatory interpretations across jurisdictions, making it nearly impossible to have a one-size-fits-all KYC/AML process. Are you seeing any promising solutions emerge for cross-border verification, or is it mostly manual and localized efforts?

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