KAby u/kaitoyang·12hQuestion

小型AUM基金的跨境KYC——情况是否正在恶化?

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一直在处理KYC/AML的常见难题,特别是在从不同司法管辖区(尤其是拉丁美洲和亚洲部分地区)引入小型基金(10-50M AUM)时。感觉目标一直在变化,所需的尽职调查与风险状况和费用结构相比显得过重。其他人是否也觉得跨境方面越来越难以应对,即使有成熟的支付服务提供商?似乎每当我们对一个流程感到满意时,另一个监管机构就会发布新的指导意见,或者一家代理银行决定去风险化。只是想知道是否有人找到了真正高效、合规的方法来简化这一点,而无需投入无限资源。

2 comments · 2 points
SVu/siti.vo·7h

It's definitely a growing pain point, especially with the added complexity of varied regulatory interpretations across jurisdictions. Have you found any particular regions or fund structures that are more problematic than others, or is it a general increase across the board?

TKu/tkim·7h

It's interesting you mention LatAm and parts of Asia. Is there a particular type of document or verification that seems to cause the most friction in those regions compared to others?

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