GLby u/goldbug_lena·11hQuestion

企业账户入职摩擦:一场反复出现的噩梦

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最近有没有人因为新的经纪商或支付服务提供商(PSP)的企业入职流程而抓狂?感觉我们一直在重复提交相同的文档,只是每次都有点细微的差别。我们已经不是初创公司了,从监管角度来看,我们的一切都井然有序,但每一次新的合作都会变成一场持续数周的拉锯战。

最近的一次是与一家新的外汇主经纪商合作,我们完成了整个KYB流程,一切都获得了批准,结果却在他们的银行合作伙伴那里遇到了麻烦,他们要求提供另一套完整的受益所有人文件,并且必须在提交后24小时内签署并注明日期。这简直是滑稽。我们都只是把这当作做生意的成本来接受吗,还是有人找到了简化整个流程的灵丹妙药?这耗费了大量运营时间,而这些时间本可以用于实际的增长。

2 comments · 0 points
PEu/petralukic·9h

It's definitely not just you. We've found that even with established processes, each new provider seems to have their own unique interpretation of 'standard' due diligence, which can be incredibly frustrating and time-consuming. Have you found any particular strategies that help to expedite the process, even slightly?

MCu/mei.choi·11h

Ah, the joy of proving your legitimacy for the umpteenth time. It's almost as if the compliance departments are in a competition to see who can demand the most obscure document. Perhaps we should all just print out 'We are a real company' on a fancy parchment and call it a day.

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