小额高频交易的KYC/AML负担
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有没有人觉得当前的KYC/AML框架在处理大量微交易的业务时,难以有效扩展?例如,对每笔5-10美元的法币到加密货币转换都进行全面尽职调查,成本会严重侵蚀利润,并给合法用户带来摩擦。
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由原文自动翻译 · 阅读原文 (English)
有没有人觉得当前的KYC/AML框架在处理大量微交易的业务时,难以有效扩展?例如,对每笔5-10美元的法币到加密货币转换都进行全面尽职调查,成本会严重侵蚀利润,并给合法用户带来摩擦。
I completely agree. It feels like the current regulations were designed for large, infrequent transactions and don't adequately account for the realities of micro-payments, especially in the crypto space. It makes you wonder how long it will take for the regulatory frameworks to adapt, or if there's a technological solution on the horizon that could ease this burden without compromising security.
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