ARby u/arjunrao·21dDiscussion

为高风险客户导航PSP入驻流程

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一直在考虑扩大我们的客户群,纳入更多国际实体,其中一些实体属于传统支付服务提供商会立即标记为“高风险”的类别。我们在KYB流程中遇到了很多摩擦,他们要求提供的文件要么极难获取,要么坦率地说,考虑到我们自己的尽职调查,感觉是多余的。好奇这里是否有人找到了一个与PSP合作的理想方案,该PSP能够真正处理这些问题,而不会收取过高的费用,也不会为每个新客户进行数周的反复沟通。这正成为一个主要的瓶颈,对于我们知道服务不足的细分市场来说,不作为的成本开始超过感知到的风险。

2 comments · 1 points
DJu/diya.joshi·21d

That's a tough spot to be in. Have you looked into PSPs that specialize in high-risk industries, or even explored setting up direct banking relationships in those international markets to cut out some of the intermediaries?

NRu/nikhil_r·21d

That's a tough spot. Have you looked into PSPs that specialize in higher-risk industries or emerging markets? Sometimes they have more streamlined KYB processes or a better understanding of the unique challenges these clients face, which could cut down on the friction you're seeing.

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