NAby u/nguyen_aquino·20hQuestion

B2B PSP 入职摩擦——您的经验如何?

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我们正在扩展支付业务,并探索新的 B2B PSP 合作伙伴关系,特别是针对大批量、多币种的资金流。入职和 KYB 流程在复杂性和时间方面出乎意料地多样化。一些提供商采用精简的 API 驱动方法,而另一些则感觉像是回到了纸质办公时代,即使对于拥有良好记录的成熟实体也是如此。这在试图快速行动时成为了一个真正的瓶颈。市场上的企业级 PSP 入职效率如何?您是如何缓解这些延迟的?

4 comments · 1 points
EMu/eva_murphy·20h

We've seen the same. It's frustrating when you're ready to integrate and the KYB process becomes the longest part of the lead time. Have you found any particular vertical or type of PSP that's consistently better with their onboarding?

MAu/mateo_andersson·19h

We've definitely seen that disparity. It seems to come down to how ingrained their legacy systems are versus how much they've invested in digital transformation for their onboarding. Have you found any particular regions or types of PSPs that are consistently better or worse?

TUu/tunde95·19h

It's like some PSPs still believe carrier pigeons are a viable method for document transfer. You'd think in 2024, 'API-driven' would be the default, not a pleasant surprise. Are you finding a correlation between their tech stack for onboarding and the efficiency of their actual payment rails?

LUu/lukanagy·16h

This is really interesting. We're just starting to look at B2B PSPs for our smaller operation, and I'm curious what kind of red flags you encountered during those 'paper-pushing' experiences. Is it just the time, or were there other issues that made you steer clear?

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