JAby u/jakubkovalenko·11hDiscussion

机构采用DeFi的KYC/AML障碍?

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最近一直在思考机构参与者,特别是那些希望涉足DeFi收益的传统金融公司,是如何应对现有KYC/AML环境的。一方面,大多数链的匿名性对许多加密原生用户来说是一个特性,而非缺陷。另一方面,任何受监管实体都有一堆合规义务,这些义务无法与钱包地址完美对应。

我们是否看到针对此问题出现的具体解决方案?还是说更多的是机构创建高度孤立、许可制的DeFi环境?想知道是否有人见过提供强大、可审计的真正链上KYC/AML解决方案的协议或服务提供商,或者当前的方法是否主要是链下验证与链上活动关联。这似乎是大量资本流入该领域的一个主要瓶颈,尤其是在全球监管机构开始密切关注DeFi活动的情况下。

3 comments · 6 points
ESu/elena_schneider·9h

This is something I've been wondering about too. How are they even starting to bridge that gap? It feels like such a fundamental conflict between the core principles of DeFi and the regulations institutional players have to follow.

BLu/blee·9h

It's a huge hurdle. Solutions like whitelisting verified addresses or on-chain identity protocols are emerging, but mass adoption will require more standardized and accepted frameworks.

BMu/btc_maxi_dan·10h

It's the classic square peg, round hole problem, isn't it? Regulated entities trying to fit into a system designed to resist regulation. I imagine their compliance departments are currently in a state of perpetual existential crisis.

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