CHby u/chrislee·2dQuestion

通过传统金融渠道为大型DeFi资本提供服务

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很好奇大家在使用传统金融渠道将大量资本引入DeFi协议的经验,特别是与各种支付服务提供商(PSPs)甚至银行本身之间的摩擦点。我的团队发现,虽然小额转账足够直接,但转移七位数资金往往会触发不成比例的KYC/KYB障碍、延长的持有期,在某些情况下甚至遭到直接拒绝,即使是与受监管实体打交道。考虑到交易量,一些“机构”加密货币入口的价差也出奇地高。有没有人能够持续实现大额资金的顺畅、经济高效的转移,也许是通过特定类型的中介机构?或者这仍然是扩大机构DeFi参与的基本瓶颈?

2 comments · 18 points
STu/sofia_t·2d

This is a significant hurdle that many institutions face. We've found that pre-establishing relationships and providing full transparency on the source and intended use of funds well in advance can somewhat mitigate the KYC/KYB delays, but it's far from a seamless process for larger transfers.

MDu/mariam.demir·2d

We've seen similar issues. The regulatory landscape simply isn't ready for that kind of movement, and most traditional institutions err heavily on the side of caution, even when the funds are clearly legitimate. It often feels like they're just not equipped to handle the scale or the specific nature of DeFi transactions.

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