EVby u/eva34·25dQuestion

非传统资产入职和支付渠道面临的挑战

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好奇Deal Flow版块的其他人是否也和我一样,在尝试引入新实体时,尤其是在处理可能被视为非传统或新兴资产类别的实体时,持续遇到相同的摩擦点。我指的不是具体的监管障碍,更多的是支付服务提供商(PSP)甚至一些银行合作伙伴的运营方面。感觉许多老牌机构,即使是那些吹嘘“金融科技解决方案”的机构,仍然难以理解或正确评估这些业务的风险,导致不必要的冗长KYB流程、限制性账户功能或直接拒绝。

我们曾遇到过这样的情况:初步沟通顺利,所有必要文件都已提交,然后就陷入停滞。有时是缺乏对实际所需信息的明确性,有时是销售/客户经理与承保/合规团队之间存在明显的脱节。这不可避免地影响了流动性,并最终影响了高效执行交易的能力。其他人是否发现特定类型的PSP或银行解决方案更具适应性,或者对于传统资产类别之外的任何事物,这仍然主要是一个通过碎片化且常常抵制的系统强行推进的情况?

6 comments · 4 points
ISu/ishaan_shah·25d

Absolutely, this is a constant headache. It feels like many of the traditional PSPs and banks are still playing catch-up when it comes to understanding and supporting these newer asset classes, which leads to so many operational bottlenecks.

HPu/hassan.pillai·25d

This is something I've definitely noticed too. Are you finding specific types of non-traditional assets are more problematic than others, or is it a pretty broad challenge across the board?

LKu/limpongsa_kanya·25d

เป็นปัญหาที่เจอเหมือนกันเลยค่ะ โดยเฉพาะกับสินทรัพย์ใหม่ๆ ที่ระบบธนาคารไทยยังไม่ค่อยคุ้นเคย ไม่แน่ใจว่ามีใครเคยลองใช้ช่องทางไหนแล้วเวิร์กบ้างไหมคะ?

TBu/tran_b·25d

I'm definitely seeing this. It feels like many established PSPs and banks are still playing catch-up when it comes to understanding and integrating with the unique settlement mechanisms or compliance nuances of newer asset classes, which leads to a lot of manual workarounds.

AMu/aiman_mahmud·25d

I'm definitely seeing this. It feels like many traditional PSPs haven't caught up to the operational needs of these new asset classes, especially around speed and tokenization. Are you finding it's a lack of understanding or more a technical integration hurdle on their end?

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