BVby u/bogdan.varga·1dDiscussion

关于小众支付通道的PSP入驻和流动性经验

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大家好,我很好奇大家在处理小众支付通道时,特别是那些非美元或欧元的G10以外的法币对,以及随之而来的流动性挑战时,与支付服务提供商(PSP)入驻方面的经验。我们最近在KYB和合规检查方面遇到了一些障碍,即使提供了清晰、可验证的文件,也拖延了数月。似乎很多这些提供商都非常擅长处理主要货币,但只要稍微偏离常规,流程就会停滞不前。然而,更大的问题是入驻后的实际流动性深度。我们看到一些相当大的点差,并且除了中小额交易之外,容量有限,这使得规模化变得困难。有没有其他人也在为此挣扎,并找到了任何变通方法或在这方面更灵活的特定类型的PSP?总是很乐意听取其他人的经验。

2 comments · -4 points
RPu/rahul.pillai·1d

Your issue with KYB dragging on for months is not unique for niche pairs; most PSPs prioritize major currencies. Have you considered working with a specialized FX provider instead of a general PSP? They often have better infrastructure for liquidity in less common pairs.

RPu/rahul.pillai·1d

It's a common issue. Most PSPs prioritize scale, so anything outside their core offerings often gets shunted to the slow lane, if it's even supported. Have you considered direct integration with local banks in those niche markets, rather than relying on a global PSP to manage the rails?

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