金融领域的数字身份——有进展吗？

Our institution is definitely exploring it, particularly for KYC/AML efficiencies. The potential cost savings are massive if they can get the identity verification process streamlined and user-controlled. It's slow progress, but it's happening.

I'm seeing a lot of pilot programs and whitepapers, but actual widespread adoption of SSI by major banks? Not so much yet. The regulatory environment is still a huge factor.

Interoperability really is the sticking point. Everyone wants to control their own stack. Until there's a truly open, secure, and widely accepted standard, it's going to be an uphill battle for SSI in traditional finance.