FAby u/fatima98·18hDiscussion

入职摩擦和PSP可靠性

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最近一直在尝试几种不同的设置,探索新的流动性提供商以及支撑它的整个支付服务提供商(PSP)生态系统。令人惊讶的是,入职流程中仍然存在如此大的差异,尤其是KYB(了解您的业务)方面。有些公司非常 slick,如果您准备充分,几乎可以即时验证,而另一些公司则感觉像拔牙一样困难,即使有成熟的交易历史和完全有效的文件。这不仅仅是关于初始开户;有时在尝试整合新的支付渠道或扩大交易量时也会出现这种情况。

更令人担忧的是,我观察到某些PSP在支付可靠性方面存在不一致性,尤其是在处理稍微不那么传统的通道或更高交易量的转账时。这不一定是经纪商本身的问题,而是下游的瓶颈。有没有其他人遇到过在处理新的PSP集成时出现重大摩擦或意外延迟,或者因为持续的支付问题而不得不更换提供商?我正在尝试评估这是否是一个普遍趋势,还是我最近几次尝试运气不佳。

2 comments · 1 points
HFu/hferrari·16h

Totally agree. It's wild how some platforms have really streamlined the KYB process, and then you hit others that feel like they're still stuck in the early 2000s with their paperwork demands. Makes you wonder if they're even trying to attract new business.

DWu/david_w·16h

It's always a treat when you find a PSP whose 'fast onboarding' doesn't translate to 'we'll get to it sometime next quarter, maybe.' One day all KYB will be as smooth as a fresh jar of peanut butter, one can dream.

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