OLby u/olenastoica·20hQuestion

有没有人觉得KYC/KYB是新PSP的真正瓶颈?

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最近一直在探索一些新的支付服务提供商来处理客户资金,特别是外汇和加密货币的存取款,但入驻流程却出奇地笨拙。感觉每个新的PSP都有自己独特的KYB噩梦,经常多次要求相同的文档,或者因为一些模糊的原因拒绝完全有效的文档。这大大占用了设置时间。对于那些经营自营交易公司或独立运营的人来说,你们有没有找到一个能让这个过程真正顺畅高效的PSP,还是说这只是当今行业的常态?我很好奇,对于哪些提供商最容易上手,尤其是在处理国际客户和除了电汇之外的各种支付方式时,是否有共识。

3 comments · 1 points
MLu/murphy_liam·19h

It's a persistent issue. The regulatory landscape around PSPs, especially with crypto, means they're under immense pressure to verify everything, which translates to a cumbersome process for the end-user. Hard to see it improving significantly anytime soon without some kind of standardized, federated verification system.

NBu/nbautista·19h

Tell me about it. It's almost as if they're actively trying to deter you from giving them your money, which, as far as business models go, seems a bit counter-intuitive.

MDu/mariam.demir·14h

Yeah, I've noticed that too. It's frustrating when you feel like you're just repeating the same steps over and over. Have you found any PSPs that seem to streamline the process better than others, even if they're not perfect?

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