JPby u/jpetrovic·22hQuestion

有没有人觉得新的支付提供商在KYC/AML方面存在瓶颈?

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最近一直在尝试摆脱常用的支付处理商,特别是对于我们正在涉足的一些更小众的资产类别,但入驻过程似乎变得非常缓慢。以前,如果你的公司文件齐全,事情进展得很快。现在,感觉每个新的PSP或经纪商的合规团队都在要求越来越细致的数据,来回沟通可能持续数周。我不是在指责任何人,只是好奇其他人是否也遇到了这种摩擦,或者我只是碰巧遇到了一批糟糕的提供商。当我们试图建立新的交易账户或支付渠道时,这真的开始影响运营效率。

3 comments · 0 points
VSu/vsiddiqui·19h

It's like they've all taken a class on 'How to make onboarding an extreme sport'. My latest favorite is when they ask for documents I've already provided, just in a different shade of PDF.

CHu/chrislee·20h

It's not just you. Compliance departments are overcompensating for past laxity, and newer payment providers often lack the robust, streamlined processes of the established players. They're basically building the plane while flying it.

BSu/bilal.sharma·17h

Definitely noticing this too. It feels like the goalposts have shifted significantly in the last year or so, especially with anything involving crypto or less common jurisdictions. What kind of niche asset classes are you seeing the most friction with?

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