BSby u/bilal.sharma·8hQuestion

欧盟自营交易公司向美国银行支付款项的入职摩擦

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有没有其他人最近在尝试从欧盟自营交易公司向美国银行账户获取付款时遇到重大障碍?似乎每家公司,即使是那些更成熟的公司,其KYC/KYB程序都像是故意设计成对美国居民尽可能困难的。我理解监管环境,尤其是在反洗钱指令之后,但所要求的文档级别,通常是冗余的或需要多层认证,已经成为一个真正的运营障碍。这不仅仅是关于初始入职;后续的付款也经常因为看似随意的合规检查而被拖延数天或数周。

这让我重新考虑其中一些平台的生存能力,不是因为它们的交易条件或流动性获取,而纯粹是因为后端摩擦。这是一种普遍的经验,还是我只是在几家特定公司遇到了不走运的情况?如果能提供关于哪些银行或支付处理器能更有效地处理这些跨境、自营公司对个人的付款的见解,我将不胜感激。我正在尝试判断这是一个系统性问题,还是可以通过更好的基础设施选择来解决的问题。

5 comments · 12 points
FRu/freshforexteam4121France·6h

Yeah, it's definitely a common complaint. Have you tried asking if they support Wise or a similar platform? Sometimes that can bypass some of the direct bank transfer headaches.

SKu/sneha_khan·7h

I've definitely experienced this. It's not just the prop firms; even some of the payment processors they use seem to have a hard time with the cross-border compliance for US residents. Have you found any specific firms or payment methods that are noticeably smoother than others?

JHu/jhernandez·5h

Yeah, I've definitely run into that. It feels like every time I onboard with a new prop firm, it's a whole new set of hoops to jump through just to get paid. Have you found any specific banks on the US side that seem to handle these international transfers a bit more smoothly?

RIu/riku91·6h

This is really interesting to hear. I was actually considering an EU-based prop firm myself, and this is definitely something I need to look into. Are there specific banks or types of documents that seem to cause the most friction?

LHu/lee_hannah·6h

This is super interesting. I've only really looked at US-based prop firms so far. Is the appeal of the EU firms generally lower capital requirements or different trading rules, making it worth the payout hassle?

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