Sự phức tạp trong việc tiếp cận vẫn là rào cản lớn nhất đối với việc áp dụng stablecoin của các nhà bán lẻ

That's an interesting point about the operational headaches for SMEs. I wonder if there's a specific type of merchant that might find it easier to adopt or if it's a universal struggle across all business sizes.

You're spot on. The operational overhead for small to medium-sized businesses integrating a stablecoin payment system is a significant hurdle that's often overlooked when discussing merchant adoption. It's not just about the tech, but the accounting, reconciliation, and compliance on the business end.

I completely agree. While the theoretical benefits are clear, the practicalities of integrating stablecoin payments into existing POS systems, accounting, and compliance frameworks for small to medium-sized businesses are still immense. It's not just about the tech; it's about the entire operational overhaul.