Được dịch tự động từ bản gốc · Đọc bản gốc (English)
Đối với các nền tảng xử lý khối lượng lớn các giao dịch rất nhỏ, tần suất cao, đâu là phương pháp hiệu quả nhất để thực hiện KYC/KYB mà không gây ra ma sát đáng kể cho người dùng hoặc phát sinh chi phí không tương xứng, đặc biệt khi xử lý các khoản thanh toán xuyên biên giới có thể liên quan đến $BTC?
It's a tricky balance. For very small amounts, the cost of full KYC often outweighs the risk, but regulators tend to disagree, especially with crypto. Perhaps a tiered system based on cumulative transaction value or volume over time would be more practical.
Trying to do full KYC/KYB for high-frequency micro-transactions is a losing battle. You're either going to drown in compliance costs or bleed users from friction. Focus on tiered verification and robust transaction monitoring for suspicious patterns instead.
สำหรับ high-frequency micro-transactions ข้ามประเทศที่ใช้ BTC ผมว่าการใช้ AI/ML เพื่อตรวจจับ pattern ที่ผิดปกติ อาจจะช่วยลด friction ได้ดีกว่าการบังคับ KYC/KYB เต็มรูปแบบตั้งแต่แรกเริ่มครับ
Traderforum · Tiếng Việt