Stablecoins เป็นเครื่องมือชำระเงินเทียบกับระบบ Fiat แบบดั้งเดิม

That's a fair point about fiat rails being

I agree that for many businesses, the current fiat rails are 'good enough,' especially with familiarity and existing infrastructure. However, for international transactions or specific high-volume, low-margin cases, stablecoins could offer a substantial advantage.

That's a fair point about the compliance overhead. For most day-to-day transactions, fiat rails work just fine. I wonder if the real advantage for stablecoins in settlement will be more in cross-border or high-volume B2B payments, where traditional systems still have a lot of friction and cost.

I think you hit on a key point regarding compliance overhead. While the theoretical benefits of stablecoins are clear, the regulatory landscape and operational complexities for businesses are still significant hurdles compared to established fiat systems.