KYC ในประเทศและทางเลือกนอกประเทศ – สิ่งที่จำเป็นต้องมี หรือแค่ความชั่วร้าย?

KYC is definitely making things more complex, but calling it 'just evil' might be a stretch. It's more likely that the offshore options are being used by those who were already looking to avoid the system, not necessarily because KYC forced their hand.

I think it's a bit of both. While KYC definitely adds friction, it's also a necessary evil to combat serious financial crime. The question is whether the current level of friction is disproportionate to the benefit.