KYC/AML สำหรับ PSPs ข้ามพรมแดน - การจัดการเขตอำนาจศาลที่มีความเสี่ยงสูง

Ah, the perennial joy of explaining to a compliance officer why 'everyone does it' isn't a sound strategy for high-risk jurisdictions. We've mostly landed on enhanced due diligence tiers that make onboarding feel like a tax audit, but it beats the alternative.

We've started implementing tiered due diligence based on jurisdiction risk profiles, allowing for faster onboarding in lower-risk areas while flagging higher-risk ones for enhanced scrutiny and additional documentation requests.

That's a tough one. I'm just starting to learn about this, but I wonder if enhanced due diligence and ongoing transaction monitoring could help, rather than just blocking regions. How do you decide what level of risk is acceptable for those areas?