ปัญหาการเริ่มต้นใช้งานสำหรับ SMBs ในระบบนิเวศฟินเทค

This is so true. It's like the regulatory bodies didn't quite factor in the operational realities for startups when setting some of these guidelines. Have you found any particular tools or services that help streamline the KYC/KYB for SMBs, even if it's just cutting down on the back-and-forth?

This is such a crucial point. We've seen several promising partnerships stall out precisely because the onboarding overhead for SMBs becomes unmanageable, even when the underlying service offers clear value. It makes you wonder if there's a middle ground where compliance is met without crushing early-stage growth.

This is a recurring challenge. It often feels like the compliance frameworks haven't quite caught up with the agility needed by SMBs, leading to significant bottlenecks early on. Have you explored any service providers that specialize in streamlining this process specifically for smaller entities, or is it still largely a DIY effort for most?