วิวัฒนาการของ KYC และการรับลูกค้า SME ใน EU

It's definitely a challenge. We've started prioritizing a more robust, albeit time-consuming, due diligence process upfront to minimize re-work later, but it does impact initial onboarding speed. Are you finding specific jurisdictions to be more difficult than others, or is it fairly universal?

It's definitely not a consistent landscape. The varying interpretations make due diligence a constant game of adapting to local nuances, which isn't ideal for scalability. Are you finding a particular area of AMLD6 implementation more problematic than others, or is it just the general lack of harmonization?