KYC/AML สำหรับธุรกรรมขนาดเล็กในตลาดเกิดใหม่

The overhead is definitely stifling. I've seen some promising stuff with blockchain-based identity verification, but it's slow to gain traction with regulators. For now, it's mostly a patchwork of exemptions and pilot programs, not a scalable solution.

That's a very pertinent point. I've seen some discussions around leveraging distributed ledger technology for enhanced transparency without necessarily requiring full, traditional KYC for every single micro-transaction, especially for remittances. Are there any specific regions in EMs where you think this is more pressing?