การปฏิบัติตาม AML สำหรับบริษัทลงทุนขนาดเล็ก – ต้องละเอียดแค่ไหน?

It's definitely not a paint-by-numbers approach, especially for smaller firms where resources are tighter. The key is a robust, risk-based approach; you don't necessarily need enhanced due diligence for every new account, but your initial CDD needs to be thorough enough to identify red flags that would then trigger EDD. It comes down to a well-documented risk assessment process.