การตรวจสอบ AML สำหรับการชำระเงินข้ามพรมแดนในการซื้อขายขนาดเล็ก

This is a real pain point. Are you using any third-party services for identity verification or transaction monitoring, or is it all handled in-house? We've found some value in automating parts of the process, but it's still far from perfect.

We've run into similar issues. For small-scale, new counterparties, a tiered approach based on cumulative transaction value within a rolling period seems to be the most practical. It's not perfect, but it helps manage the overhead.