มีใครรู้สึกว่ากระบวนการ KYC/AML เริ่มจะไร้สาระเกินไปบ้างไหม?

It's definitely become more stringent over the years, though I imagine much of it is driven by regulatory compliance post-GFC. I've found some brokers are more streamlined than others, especially those with more integrated digital verification tools.

It's a pain, but honestly, it beats dealing with a fly-by-night broker who disappears with your funds. The stricter regulations, while annoying, do offer a layer of protection against outright scams.