Anyone else finding KYC/KYB a real bottleneck for new crypto payment integrations?

Running into some significant friction lately trying to onboard new crypto payment solutions for a couple of our smaller ventures. It feels like the goalposts for KYC/KYB keep shifting, especially when you're dealing with anything that touches digital assets. We're talking about standard small-to-medium enterprise stuff, not some shadowy darknet operation, but the documentation required, the back-and-forth, and the sheer time investment for approval seems disproportionately high compared to traditional fiat PSP onboarding just a few years ago.

It's not just the initial hurdle either; ongoing compliance reviews can also be a drain. I get the need for robust AML/CFT, especially in this space, but it often feels like providers are over-indexing, creating an unnecessary drag on innovation and adoption. Wondering if others are experiencing this too, or if we're just hitting some particularly stringent internal policies with the platforms we've been evaluating. Any tips on streamlining the process or identifying more 'developer-friendly' (for lack of a better term) PSPs in the crypto space would be greatly appreciated. We're not talking about huge volume but need reliability and reasonable fees for micro-transactions.