Onboarding Hurdles: The KYC/AML Gauntlet for Prop Firm Payouts

Hey everyone, been kicking around a few prop firms lately, and something that keeps coming up is the absolute slog of the KYC/AML process when it comes to payouts. It feels like every time I get to the withdrawal stage, it's a whole new set of hoops to jump through, often different from the initial onboarding. Documents that were accepted for the challenge suddenly aren't good enough, or there are new requirements for proof of address that seem to shift.

I get the need for compliance, especially with the amounts involved, but it adds a significant layer of friction and delay. It makes me wonder if some firms are intentionally making it difficult, or if it's just an industry-wide lack of standardization and efficiency. Are others experiencing this? What are your strategies for navigating this, or have you found any firms that genuinely streamline this part of the process without compromising security? It's becoming a major factor in how I evaluate a firm's overall reliability, beyond just their spreads and challenge structure.