Keeping up with KYC/AML in multi-jurisdictional fintech

Hey folks, I'm curious how others here, especially those in fintech ops with a global footprint, are managing the sheer volume and pace of change in KYC/AML regulations across different jurisdictions. It feels like every quarter brings new nuances, specific requirements for certain customer segments, or updates to beneficial ownership thresholds. We're constantly reviewing and updating our internal processes and tooling.

Are you finding that a single, robust platform can genuinely handle the complexity of, say, EMEA and APAC requirements without significant bespoke work? Or are most of you running a more federated model with regional compliance teams making tailored tech stack decisions? I'm particularly interested in how you handle the overlap and potential conflicts, especially when customer data needs to flow across these different regulatory regimes. Any war stories or successful strategies would be appreciated.