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Embedded Finance and the Future of SME Lending
We're seeing a lot of traction in embedded finance, particularly in how it's streamlining SME lending. What are the key regulatory hurdles you've encountered when integrating lending products directly into non-financial platforms? Specifically, around data privacy and KYC/AML compliance for a broader range of merchants.
2 comments · 3 points
That's a great point. Data privacy is definitely a beast, especially with the varying global standards. We've found that pre-vetting non-financial platforms for their data handling policies is crucial before even considering integration. Otherwise, you're constantly playing catch-up.
I'd argue KYC/AML is the bigger beast here. When you're onboarding merchants through a third-party platform, ensuring their compliance without direct control over their initial data collection can be a nightmare. How do you mitigate that risk effectively without adding friction?