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Thoughts on the impact of PSD3 on FinTechs for enhanced customer due diligence?
Curious how other FinTechs are gearing up for the potential changes PSD3 might bring, particularly around stricter customer due diligence requirements. Is it mostly an IT challenge, or are you foreseeing a need for significant process overhauls in your KYC/AML ops?
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It's definitely both for us. The IT side needs upgrades to handle more data, but the bigger lift is integrating new data sources into our existing KYC workflows without impacting conversion.