KYB on new PSPs – are we just stuck in a never-ending loop?

After navigating another particularly arduous KYB process for a new payment service provider last week, I'm genuinely curious: is anyone else feeling like the goalposts just keep moving? It feels like every year the documentation requirements get more granular, the response times slower, and the overall friction increases, even for established entities. I get the regulatory environment, truly, but at some point, the overhead starts to eat into the benefits of switching or diversifying PSPs. Are there any regions or types of PSPs out there that are genuinely streamlining this, or is it just the new normal we all have to accept? The time sink is becoming significant.