KYC Automation for High-Volume, Low-Value Transactions – Striking the Right Balance?

I've been thinking a lot about the challenges faced by platforms dealing with micro-transactions, particularly in emerging markets, where user volume can be immense but individual transaction values are quite low. The cost of traditional, comprehensive KYC procedures for every single user quickly becomes prohibitive, eating into margins and creating significant friction for onboarding.

However, the regulatory pressure to identify and monitor users, even for small sums, remains. We're seeing more sophisticated AI-driven solutions for identity verification, but is there a practical threshold or a universally accepted 'light KYC' framework that regulators are comfortable with for these specific use cases? Or are we still largely in a realm where each jurisdiction demands a bespoke approach, making scalability a nightmare? I'm curious to hear how others are navigating this – particularly those operating in multiple, diverse regulatory environments.